Filing for Chapter 7 Bankruptcy in Fort Lauderdale or Kissimmee? Liquidate Property to Repay Debts - Call to Learn More
Sometimes, people struggle with debt from many sources, and it can become difficult to manage their finances. There are several options available if you are facing this situation. Depending on your specific circumstances, you may be able to consolidate your debt or call your creditors to work out a plan. This may be an alternative to a formal bankruptcy proceeding. However, each case is unique and there may be situations where liquidating your debt through a Chapter 7 bankruptcy is a viable option.
Why Call Lawyer Wendy Rivera?
- Speaks English & Spanish
- Offers Payment Plans
- Known for Passionate, Dedicated Counsel
- Backed by 5-Star Reviews from Past Clients
Rivera Aguilar Law Firm, P.A. has helped numerous Floridians battle crippling debt by filing for Chapter 7 bankruptcy. Attorney Wendy Rivera is ready to assess your situation and help you determine if Chapter 7 is right for you.
To get started on your case, call to schedule a consultation.
What Is Chapter 7?
Chapter 7 can eliminate most types of unsecured debt. Unsecured debt is a type of debt that is not tied to a specific property, such as a house or a car.
Examples of unsecured debt include:
- Credit cards
- Utility bills
- Department store cards
- Hospital bills
- Cell phone bills
- Medical bills
The primary purpose of a Chapter 7 bankruptcy is to have your debts discharged and give you a fresh start. The discharge relieves you from having to pay the debt.
The Means Test
Not everyone qualifies for a Chapter 7. You must meet specific requirements in order to qualify for a Chapter 7 bankruptcy – and you must pass the means test.
The means test compares your monthly income and the amount of your debt to figure out how much you can pay your creditors. If, after the application of the "means test,” it is determined that you are incapable of paying the debt, then you can proceed with a Chapter 7 bankruptcy where your debts are discharged.
Seek Guidance from Rivera Aguilar Law Firm, P.A.
If you are struggling with overwhelming debt, it is best to talk with an experienced Fort Lauderdale and Kissimmee attorney. Rivera Aguilar Law Firm, P.A. can educate you on the basic concepts of Chapter 7 bankruptcy and help you determine the best plan of action based on your unique situation.
With offices in Fort Lauderdale and Kissimmee, Attorney Rivera is available at . She offers services in both English and Spanish for your convenience.
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Why Choose Attorney Wendy Rivera?